Umbrella Insurance

In the event that you need additional liability coverage, an umbrella policy from Warnemunde Insurance Agency, Inc. will assist in keeping banks and creditors away from your personal finances. Umbrella coverage is often an overlooked aspect when people purchase insurance. An Umbrella policy will pay for your liability claims above and beyond what your primary insurance policy will cover.

Personal Umbrella insurance can be applied to events such as:

  • Lawsuits
  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more
  • Carbon Monoxide leak in your buildings
  • Violations of Employment Practices Liability

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Have an Insurance Question?

Warnemunde Insurance Agency, Inc. is dedicated to providing excellent product knowledge, claim service and quick and courteous service.

Call us and we would be glad to answer your questions.